/* Homepage variant v11 — "poster" layout.
   A film-grained page alternating white stages (hero, how it works, estimator, market, closing call
   to action) with near-black bands, faint accent glows, giant extra-wide lowercase display type
   (Unbounded) over DM Sans, full-colour photography and a spiky starburst badge. Both fonts are
   loaded by partials/homepage/v11.tpl.
   The accent is --brand; v11.tpl overrides --v11-accent when the TAV sets v11.accent.
   Scoped under .home--v11 and layered on home.css. */

.home--v11 {
  --v11-accent: var(--brand);
  --v11-bg: #1C1C1C;
  --v11-ink: #111111;
  --v11-text: rgba(255, 255, 255, .9);
  --v11-muted: rgba(255, 255, 255, .58);
  --v11-line: rgba(255, 255, 255, .12);
  --v11-display: 'Unbounded', 'DM Sans', system-ui, sans-serif;
  --v11-body: 'DM Sans', var(--font);
  --v11-max: 76rem;
  --v11-gut: clamp(1rem, 4.5vw, 4rem);
}

/* home.css sets `#home h1, #home h2, #home p, #home span, #home button ... { font-family: inherit }` -
   an id selector, so the display face is restated at id level for every element that wears it. */
#home.home--v11 .v11-words,
#home.home--v11 .v11-words span,
#home.home--v11 .v11-burst span,
#home.home--v11 .v11-band-title,
#home.home--v11 .v11-title,
#home.home--v11 .v11-title span,
#home.home--v11 .v11-step-meta b,
#home.home--v11 .v11-btn,
#home.home--v11 #header-cta,
#home.home--v11 .v11-field-value,
#home.home--v11 .v11-est-figure,
#home.home--v11 .v11-fig-value,
#home.home--v11 .v11-quote cite,
#home.home--v11 .v11-faq-no,
#home.home--v11 #mobile-nav a { font-family: var(--v11-display) }

#home.home--v11 {
  position: relative;
  background: var(--v11-bg);
  color: var(--v11-text);
  font-family: var(--v11-body);
  font-size: 0.9375rem;
  line-height: 1.55;
}
.home--v11 h1, .home--v11 h2, .home--v11 h3 { color: inherit; font-weight: 800; margin: 0 }
.home--v11 p { margin: 0 }
.home--v11 ol { margin: 0; padding: 0; list-style: none }
.home--v11 blockquote { margin: 0 }
.home--v11 button { font: inherit; border: 0; background: none; cursor: pointer; color: inherit }
#home.home--v11 a { color: inherit; text-decoration: none }
#home.home--v11 a.u { text-decoration: underline; text-underline-offset: 0.1875rem }
#home.home--v11 :focus-visible { outline-color: var(--v11-accent) }
.home--v11 .v11-sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap }

/* Film grain over the whole page. */
.home--v11 .v11-grain { position: fixed; inset: 0; z-index: 55; width: 100%; height: 100%; opacity: .08; pointer-events: none }

/* Accent glows. */
.home--v11 .v11-glow {
  position: absolute;
  z-index: 0;
  width: clamp(14rem, 34vw, 30rem);
  aspect-ratio: 1;
  border-radius: 999px;
  background: var(--v11-accent);
  opacity: .42;
  filter: blur(clamp(3rem, 7vw, 6rem));
  pointer-events: none;
}
.home--v11 .v11-glow--hero { left: 50%; top: -12%; translate: -50% 0; opacity: .14 }
.home--v11 .v11-glow--right { right: -10%; top: 30% }
.home--v11 .v11-glow--left { left: -12%; top: 10%; opacity: .28 }

/* ---------- shared: titles, buttons ---------- */
.home--v11 .v11-title {
  position: relative;
  font-size: clamp(2.2rem, 6.4vw, 5rem);
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.03em;
  text-transform: lowercase;
  color: var(--v11-accent);
}
.home--v11 .v11-title--sm { font-size: clamp(1.8rem, 4.6vw, 3.4rem) }
.home--v11 .v11-out { color: transparent; -webkit-text-stroke: 0.09rem var(--v11-accent) }
.home--v11 .v11-head { position: relative; z-index: 1; display: grid; justify-items: start; gap: 1.1rem; margin-bottom: clamp(2.25rem, 5vw, 3.75rem) }
.home--v11 .v11-head--center { justify-items: center; text-align: center }
.home--v11 .v11-lede { max-width: 52ch; font-size: 0.9rem; font-style: italic; color: var(--v11-muted) }
.home--v11 .v11-note { position: relative; max-width: 62ch; margin-top: clamp(1.75rem, 3.5vw, 2.5rem); font-size: 0.75rem; color: var(--v11-muted) }
.home--v11 .v11-center { display: flex; justify-content: center; margin-top: clamp(2.5rem, 5vw, 3.5rem) }

#home.home--v11 .v11-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.5rem;
  border-radius: 999px;
  background: var(--v11-accent);
  color: #FFFFFF;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  white-space: nowrap;
  transition: transform .18s ease, box-shadow .18s ease;
}
#home.home--v11 .v11-btn:hover { transform: translateY(-0.125rem); box-shadow: 0 0.5rem 1.75rem color-mix(in srgb, var(--v11-accent) 45%, transparent); color: #FFFFFF }

/* Starburst badge. */
.home--v11 .v11-burst { position: absolute; display: grid; place-items: center; aspect-ratio: 1; pointer-events: none }
.home--v11 .v11-burst-shape { grid-area: 1 / 1; width: 100%; height: 100%; fill: none; stroke: currentColor; stroke-width: 1.1; stroke-linejoin: round }
.home--v11 .v11-burst span { grid-area: 1 / 1; font-size: clamp(0.85rem, 1.6vw, 1.3rem); font-weight: 800; letter-spacing: -0.02em }

.home--v11 .v11-ph {
  display: grid;
  place-content: center;
  width: 100%;
  height: 100%;
  min-height: 10rem;
  background: repeating-linear-gradient(135deg, #2A2A2A 0 0.75rem, #222222 0.75rem 1.5rem);
  color: var(--v11-muted);
  font-size: 0.72rem;
  text-align: center;
}

/* ---------- hero ---------- */
.home--v11 .v11-hero { position: relative; overflow: hidden; padding-bottom: 1.5rem }
.home--v11 .v11-header {
  position: relative;
  z-index: 4;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 1rem;
  max-width: var(--v11-max);
  margin: 0 auto;
  padding: 1.5rem var(--v11-gut);
}
#home.home--v11 #nav-toggle {
  display: inline-flex;
  justify-self: start;
  min-height: 0;
  padding: 0.5rem 0;
  border: 0;
  color: #FFFFFF;
}
.home--v11 .v11-burger { display: grid; gap: 0.3rem; width: 1.4rem }
.home--v11 .v11-burger i { display: block; height: 0.1rem; background: currentColor; transition: width .2s ease }
#home.home--v11 #nav-toggle:hover .v11-burger i:nth-child(2) { width: 70% }
.home--v11 .v11-brand { display: flex; flex-direction: column; align-items: center }
#home.home--v11 .v11-logo .brand-logo-img { filter: brightness(0) invert(1) }
#home.home--v11 .site-powered { color: var(--v11-muted); text-align: center }
#home.home--v11 #header-cta {
  justify-self: end;
  padding: 0.55rem 1.05rem;
  border: 1px solid var(--v11-accent);
  border-radius: 999px;
  background: transparent;
  color: #FFFFFF;
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
#home.home--v11 #header-cta:hover { background: var(--v11-accent); color: #FFFFFF }
#home.home--v11 #mobile-nav { background: var(--v11-bg); }
#home.home--v11 #mobile-nav a { color: var(--v11-accent); font-size: clamp(1.4rem, 6vw, 2.4rem); font-weight: 800; text-transform: lowercase; letter-spacing: -0.03em }
#home.home--v11 #mobile-nav a:hover { color: transparent; -webkit-text-stroke: 0.06rem var(--v11-accent) }
#home.home--v11 .mobile-nav-close { border-radius: 999px; border-color: var(--v11-line) }
#home.home--v11 .mobile-nav-cta { background: var(--v11-accent); color: #FFFFFF; border-radius: 999px; font-size: 0.85rem; text-transform: uppercase }

/* The stage. --pw is the photo width and --sh the composition height; everything hangs off them so
   it scales. The stage itself grows past --sh when the hero copy (in flow, below) runs long, so a
   long TAV lede pushes the next section down instead of spilling over it. */
.home--v11 .v11-stage {
  --pw: clamp(11rem, 28vw, 19.5rem);
  --ws: clamp(3rem, 13.5vw, 13rem);
  --sh: calc(var(--pw) * 1.4 + 2rem);
  position: relative;
  display: flow-root;
  min-height: var(--sh);
  max-width: 100rem;
  margin: clamp(0.5rem, 2vw, 1.5rem) auto 0;
}
.home--v11 .v11-photo {
  position: absolute;
  z-index: 2;
  left: 50%;
  top: 0;
  width: var(--pw);
  height: calc(var(--pw) * 1.4);
  translate: -50% 0;
  overflow: hidden;
  background: #2A2A2A;
}
.home--v11 .v11-photo img { display: block; width: 100%; height: 100%; object-fit: cover }
.home--v11 .v11-words {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: var(--sh);
  margin: 0;
  font-size: var(--ws);
  font-weight: 900;
  line-height: .86;
  letter-spacing: -0.045em;
  text-transform: lowercase;
  white-space: nowrap;
  pointer-events: none;
}
.home--v11 .v11-words span { position: absolute }
.home--v11 .v11-w1 { left: -0.04em; top: 34% }
.home--v11 .v11-w2 { right: -0.03em; top: 60% }
.home--v11 .v11-words--solid { z-index: 1; color: var(--v11-accent) }
.home--v11 .v11-words--outline { z-index: 3; color: transparent; -webkit-text-stroke: 0.1rem var(--v11-accent) }
.home--v11 .v11-burst--hero { z-index: 3; right: clamp(1rem, 7vw, 7rem); top: 0.5rem; width: clamp(4.5rem, 9vw, 8rem); color: #FFFFFF }
/* In flow, pushed down to sit under the first word (34% of --sh, plus one line of it). */
.home--v11 .v11-hero-copy {
  position: relative;
  z-index: 3;
  margin: calc(var(--sh) * 0.34 + var(--ws) * 0.95) 0 0 var(--v11-gut);
  display: grid;
  justify-items: start;
  gap: 0.8rem;
  width: min(17rem, 24vw);
}
.home--v11 .v11-hero-eyebrow { font-size: 0.65rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--v11-accent) }
.home--v11 .v11-hero-lede { font-size: 0.78rem; font-style: italic; line-height: 1.5; color: var(--v11-text) }
.home--v11 .v11-hero-copy .v11-btn { margin-top: 0.4rem }
#home.home--v11 .v11-down { position: relative; z-index: 3; display: grid; place-items: center; width: 2.75rem; height: 2.75rem; margin: 1rem auto 0; color: var(--v11-accent) }
.home--v11 .v11-down svg { width: 1.2rem; height: 1.2rem }

/* ---------- accent band ---------- */
.home--v11 .v11-band {
  position: relative;
  overflow: hidden;
  padding: clamp(4rem, 9vw, 7rem) var(--v11-gut);
  background: var(--v11-accent);
  color: #FFFFFF;
}
.home--v11 .v11-band-copy { display: grid; justify-items: center; gap: 1.25rem; max-width: 52rem; margin: 0 auto; text-align: center }
.home--v11 .v11-band-title { font-size: clamp(1.9rem, 5.6vw, 4.4rem); font-weight: 800; line-height: .98; letter-spacing: -0.035em; text-transform: lowercase; text-wrap: balance }
.home--v11 .v11-band-text { max-width: 58ch; font-size: 0.78rem; line-height: 1.55 }

/* The connection: you ● ── [site] ── ● lenders. Lines draw in from js/home-v11.js (scaleX); the
   travelling dot is pure CSS so it runs even without GSAP. */
.home--v11 .v11-link {
  display: grid;
  grid-template-columns: auto minmax(1.5rem, 1fr) auto minmax(1.5rem, 1fr) auto;
  align-items: center;
  gap: clamp(0.5rem, 1.2vw, 0.85rem);
  width: min(100%, 40rem);
  margin-top: clamp(1rem, 3vw, 2rem);
}
.home--v11 .v11-link-end { display: flex; align-items: center; gap: 0.5rem }
#home.home--v11 .v11-link-end span,
#home.home--v11 .v11-link-mid { font-family: var(--v11-display); font-size: clamp(0.68rem, 1.1vw, 0.82rem); font-weight: 800; letter-spacing: 0.04em; text-transform: uppercase; white-space: nowrap }
.home--v11 .v11-link-dot { display: block; flex: none; width: 0.7rem; height: 0.7rem; border: 0.15rem solid #FFFFFF; border-radius: 999px }
.home--v11 .v11-link-end--to .v11-link-dot { background: #FFFFFF }
.home--v11 .v11-link-mid { padding: 0.45rem 0.9rem; border: 0.12rem solid #FFFFFF; border-radius: 999px; color: #FFFFFF }
.home--v11 .v11-link-line { position: relative; height: 0.15rem; background: #FFFFFF; transform-origin: 0 50% }
.home--v11 .v11-link-line::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  width: 0.55rem;
  height: 0.55rem;
  margin: -0.275rem 0 0 -0.275rem;
  border-radius: 999px;
  background: #FFFFFF;
  box-shadow: 0 0 0 0.2rem var(--v11-accent);
  animation: v11-travel 2.4s cubic-bezier(.6, 0, .4, 1) infinite;
}
.home--v11 .v11-link-line + .v11-link-mid + .v11-link-line::after { animation-delay: 1.2s }
@keyframes v11-travel { 0% { left: 0; opacity: 0 } 15% { opacity: 1 } 85% { opacity: 1 } 100% { left: 100%; opacity: 0 } }

@media (prefers-reduced-motion: reduce) {
  .home--v11 .v11-link-line::after { animation: none; display: none }
}

/* ---------- sections ---------- */
.home--v11 .v11-section { position: relative; overflow: hidden; padding: clamp(4rem, 9vw, 7rem) var(--v11-gut) }
.home--v11 .v11-section > :not(.v11-glow):not(.v11-burst) { max-width: var(--v11-max); margin-left: auto; margin-right: auto }
#home.home--v11 #how,
#home.home--v11 #market { background: none; border: 0 }

/* ---------- how: staggered step icons ---------- */
.home--v11 .v11-steps {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(2rem, 5vw, 3.5rem) clamp(1.5rem, 7vw, 6rem);
  max-width: 50rem !important;
}
.home--v11 .v11-step:nth-child(even) { margin-top: clamp(3rem, 9vw, 7rem) }
.home--v11 .v11-step:nth-child(3) { margin-top: calc(-1 * clamp(1rem, 3vw, 2rem)) }
/* Transparent frame on the dark page: minimal, sharp white line icons. Closed shapes keep the page
   colour as their fill only so an overlapping shape hides the lines behind it (network nodes over
   their links). */
.home--v11 .v11-step-img { display: grid; place-items: center; aspect-ratio: 4 / 5; overflow: hidden; background: transparent }
.home--v11 .v11-ico {
  width: 66%;
  height: auto;
  fill: var(--v11-bg);
  stroke: #FFFFFF;
  stroke-width: 1.75;
  stroke-linecap: square;
  stroke-linejoin: miter;
  transition: transform .5s ease;
}
.home--v11 .v11-ico .n { fill: none }
.home--v11 .v11-step:hover .v11-ico { transform: translateY(-0.4rem) }
.home--v11 .v11-step { position: relative; z-index: 1 }
.home--v11 .v11-swirl { position: absolute; inset: 0; z-index: 0; pointer-events: none }
.home--v11 .v11-swirl svg { display: block; width: 100%; height: 100% }
.home--v11 .v11-swirl path {
  fill: none;
  stroke: var(--v11-accent);
  stroke-width: 3;
  stroke-linecap: round;
  stroke-dasharray: 1 10;
  vector-effect: non-scaling-stroke;
  animation: v11-swirl-flow 1.6s linear infinite;
}
@keyframes v11-swirl-flow { to { stroke-dashoffset: -22 } }
@media (prefers-reduced-motion: reduce) {
  .home--v11 .v11-swirl path { animation: none }
}
.home--v11 .v11-step-meta { display: flex; align-items: flex-start; justify-content: space-between; gap: 1rem; margin-top: 0.9rem }
.home--v11 .v11-step-meta p { display: grid; gap: 0.1rem }
.home--v11 .v11-step-meta b { font-size: clamp(1rem, 1.6vw, 1.25rem); font-weight: 800; letter-spacing: 0.04em; text-transform: uppercase; color: var(--v11-accent) }
.home--v11 .v11-step-meta small { font-size: 0.85rem; color: var(--v11-muted) }
.home--v11 .v11-tag {
  flex: none;
  max-width: 60%;
  padding: 0.4rem 0.9rem;
  border: 1px solid #FFFFFF;
  border-radius: 999px;
  color: #FFFFFF;
  font-size: 0.78rem;
  font-weight: 700;
  line-height: 1.3;
  text-align: center;
}
.home--v11 .v11-step-desc { margin-top: 0.75rem; font-size: 0.95rem; line-height: 1.55; color: var(--v11-muted) }

/* ---------- estimator: white section; controls | dark result card | notes ----------
   The ink tokens flip inside #estimator, and flip back inside the dark result card. */
#home.home--v11 #estimator {
  --v11-text: #111111;
  --v11-muted: rgba(17, 17, 17, .6);
  --v11-line: rgba(17, 17, 17, .14);
  --cw: clamp(18rem, 27vw, 23rem);
  max-width: none;
  margin: 0;
  padding: clamp(4rem, 9vw, 7rem) var(--v11-gut);
  background: #FFFFFF;
  color: var(--v11-text);
}
.home--v11 .v11-burst--side { right: -3rem; bottom: 22%; width: clamp(7rem, 14vw, 12rem); color: var(--v11-accent); opacity: .7 }
.home--v11 .v11-est-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1fr) var(--cw) minmax(0, 1fr); gap: clamp(1.5rem, 3.5vw, 3rem); align-items: start }
.home--v11 .v11-est-inputs { display: grid; gap: 1.75rem; padding-top: 1.5rem }
.home--v11 .v11-est-aside { display: grid; gap: 1rem; padding-top: 1.5rem }
.home--v11 .v11-field { display: grid; gap: 0.5rem }
.home--v11 .v11-field-head { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem }
.home--v11 .v11-field-name { font-size: 0.7rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--v11-muted) }
.home--v11 .v11-field-value { font-size: clamp(1.15rem, 2.4vw, 1.6rem); font-weight: 800; letter-spacing: -0.03em; color: var(--v11-accent) }
.home--v11 .v11-field-scale { display: flex; justify-content: space-between; font-size: 0.68rem; color: var(--v11-muted) }
.home--v11 .v11-field-note { font-size: 0.72rem; font-style: italic; color: var(--v11-muted) }

/* Range sliders: light track, accent fill from --fill (painted by js/home-v11.js), accent thumb. */
#home.home--v11 input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 1.5rem; margin: 0; background: transparent; cursor: pointer }
#home.home--v11 input[type=range]::-webkit-slider-runnable-track {
  height: 0.25rem;
  border-radius: 999px;
  background: linear-gradient(to right, var(--v11-accent) 0, var(--v11-accent) var(--fill, 50%), rgba(17, 17, 17, .12) var(--fill, 50%), rgba(17, 17, 17, .12) 100%);
}
#home.home--v11 input[type=range]::-moz-range-track { height: 0.25rem; border-radius: 999px; background: rgba(17, 17, 17, .12) }
#home.home--v11 input[type=range]::-moz-range-progress { height: 0.25rem; border-radius: 999px; background: var(--v11-accent) }
#home.home--v11 input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 1.2rem; height: 1.2rem; margin-top: -0.475rem; border: 0.2rem solid #FFFFFF; border-radius: 999px; background: var(--v11-accent); box-shadow: 0 0 0 1px var(--v11-accent) }
#home.home--v11 input[type=range]::-moz-range-thumb { width: 1.2rem; height: 1.2rem; border: 0.2rem solid #FFFFFF; border-radius: 999px; background: var(--v11-accent); box-shadow: 0 0 0 1px var(--v11-accent) }
#home.home--v11 input[type=range]:focus { outline: none }
#home.home--v11 input[type=range]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 0.35rem color-mix(in srgb, var(--v11-accent) 40%, transparent) }
#home.home--v11 input[type=range]:focus-visible::-moz-range-thumb { box-shadow: 0 0 0 0.35rem color-mix(in srgb, var(--v11-accent) 40%, transparent) }

.home--v11 .v11-terms { display: flex; flex-wrap: wrap; gap: 0.4rem }
#home.home--v11 .term-btn {
  padding: 0.45rem 0.95rem;
  border: 1px solid var(--v11-line);
  border-radius: 999px;
  background: transparent;
  color: var(--v11-text);
  font-size: 0.78rem;
  font-weight: 700;
  transition: border-color .15s ease, background .15s ease, color .15s ease;
}
#home.home--v11 .term-btn:hover { border-color: var(--v11-accent) }
#home.home--v11 .term-btn.active { border-color: var(--v11-accent); background: var(--v11-accent); color: #FFFFFF }

#home.home--v11 #estimator .v11-est-out {
  --v11-text: #FFFFFF;
  --v11-muted: rgba(255, 255, 255, .6);
  --v11-line: rgba(255, 255, 255, .14);
  position: relative;
  z-index: 2;
  display: grid;
  justify-items: start;
  gap: 0.75rem;
  padding: clamp(1.5rem, 3vw, 2.25rem);
  background: var(--v11-ink);
  color: var(--v11-text);
  box-shadow: 0 2rem 4rem rgba(17, 17, 17, .25);
}
.home--v11 .v11-est-label { font-size: 0.7rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--v11-muted) }
.home--v11 .v11-est-figure { font-size: clamp(3rem, 5.5vw, 4.75rem); font-weight: 900; line-height: .95; letter-spacing: -0.05em; color: var(--v11-accent) }
.home--v11 .v11-est-bar { display: flex; width: 100%; height: 0.35rem; border-radius: 999px; overflow: hidden; background: rgba(255, 255, 255, .1) }
.home--v11 .v11-est-bar-principal { background: var(--v11-accent); transition: width .3s ease }
.home--v11 .v11-est-bar-interest { background: rgba(255, 255, 255, .3); transition: width .3s ease }
.home--v11 .v11-est-bar-labels { display: flex; justify-content: space-between; gap: 1rem; width: 100%; font-size: 0.68rem; color: var(--v11-muted) }
.home--v11 .v11-est-rows { display: grid; width: 100%; margin: 0.25rem 0 0 }
.home--v11 .v11-est-row { display: flex; justify-content: space-between; gap: 1rem; padding: 0.6rem 0; border-top: 1px solid var(--v11-line); font-size: 0.82rem }
.home--v11 .v11-est-row dt { color: var(--v11-muted) }
.home--v11 .v11-est-row dd { margin: 0; font-weight: 700 }
.home--v11 .v11-est-disclosure { font-size: 0.7rem; line-height: 1.55; color: rgba(255, 255, 255, .5) }
#home.home--v11 .estimator-fineprint { position: relative; z-index: 1; max-width: var(--v11-max); margin: clamp(2rem, 4vw, 3rem) auto 0; text-align: left; color: rgba(17, 17, 17, .45) }

/* ---------- market: giant outline figures ---------- */
.home--v11 .v11-figs { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(1.5rem, 4vw, 3rem) }
.home--v11 .v11-fig { display: grid; gap: 1rem; margin: 0; padding-top: 1.25rem; border-top: 1px solid var(--v11-line) }
.home--v11 .v11-fig-value { font-size: clamp(2.8rem, 7.5vw, 6rem); font-weight: 900; line-height: 1; letter-spacing: -0.05em; color: transparent; -webkit-text-stroke: 0.09rem var(--v11-accent); transition: color .35s ease }
.home--v11 .v11-fig:hover .v11-fig-value { color: var(--v11-accent) }
.home--v11 .v11-fig figcaption { display: grid; gap: 0.25rem; font-size: 0.82rem }
.home--v11 .v11-fig figcaption b { font-weight: 500 }
.home--v11 .v11-fig figcaption span { font-size: 0.7rem; color: var(--v11-muted) }

/* ---------- recipients: signed quote blocks ---------- */
.home--v11 .v11-burst--corner { left: -2.5rem; bottom: 6%; width: clamp(6rem, 11vw, 9rem); color: var(--v11-accent); opacity: .6 }
.home--v11 .v11-quotes { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: clamp(2rem, 5vw, 3.5rem) clamp(2rem, 7vw, 6rem) }
.home--v11 .v11-quote { display: grid; gap: 0.9rem; max-width: 30rem }
.home--v11 .v11-quote p { font-size: 0.85rem; line-height: 1.6; color: var(--v11-muted) }
.home--v11 .v11-quote cite { font-size: 0.72rem; font-style: normal; font-weight: 800; letter-spacing: 0.04em; text-transform: uppercase; color: var(--v11-text) }
#home.home--v11 .v11-quote a { color: var(--v11-accent) }

/* ---------- closing call to action: the hero stage again ----------
   Same sizes, word positions and copy column as the hero ("let's get" is about as long as
   "financial"). Like the hero, the stage runs full-bleed instead of inside the section's max width,
   so the words reach the edges and "started" clears the copy column. */
.home--v11 .v11-section.v11-cta { padding-left: 0; padding-right: 0 }
#home.home--v11 .v11-cta > .v11-stage--cta { max-width: 100rem }
.home--v11 .v11-cta-actions { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-top: 0.4rem }
#home.home--v11 .v11-btn--ghost { background: transparent; box-shadow: inset 0 0 0 1px #FFFFFF; color: #FFFFFF }
#home.home--v11 .v11-btn--ghost:hover { background: var(--v11-accent); color: #FFFFFF; box-shadow: inset 0 0 0 1px var(--v11-accent) }

/* ---------- light stages ----------
   The split-word stages (hero, market, closing call to action) and how-it-works sit on white, like the estimator:
   the ink tokens flip inside them, and the pieces drawn in hard-coded white (logo, burger, header
   button, hero badge, ghost button) are restated in dark. */
#home.home--v11 .v11-hero,
#home.home--v11 #how,
#home.home--v11 .v11-market,
#home.home--v11 .v11-cta {
  --v11-text: #111111;
  --v11-muted: rgba(17, 17, 17, .6);
  --v11-line: rgba(17, 17, 17, .14);
  --v11-bg: #FFFFFF;
  background: #FFFFFF;
  color: var(--v11-text);
}
#home.home--v11 #market { background: #FFFFFF }
#home.home--v11 #how .v11-ico { stroke: var(--v11-ink) }
#home.home--v11 #how .v11-tag { border-color: var(--v11-ink); color: var(--v11-ink) }
#home.home--v11 .v11-hero #nav-toggle { color: var(--v11-ink) }
#home.home--v11 .v11-hero .v11-logo .brand-logo-img { filter: none }
#home.home--v11 .v11-hero #header-cta { color: var(--v11-ink) }
#home.home--v11 .v11-hero #header-cta:hover { color: #FFFFFF }
#home.home--v11 .v11-hero .v11-burst--hero { color: var(--v11-ink) }
#home.home--v11 .v11-cta .v11-btn--ghost { box-shadow: inset 0 0 0 1px var(--v11-ink); color: var(--v11-ink) }
#home.home--v11 .v11-cta .v11-btn--ghost:hover { box-shadow: inset 0 0 0 1px var(--v11-accent); color: #FFFFFF }

/* Market title: the hero stage again, with smaller words (the phrases are longer) and no copy block. */
.home--v11 .v11-stage--market { --pw: clamp(11rem, 26vw, 19rem); --ws: clamp(2rem, 8.6vw, 8.4rem) }
.home--v11 .v11-stage--market .v11-w1 { top: 16% }
.home--v11 .v11-stage--market .v11-w2 { top: 62% }
.home--v11 .v11-stage--market + .v11-figs { margin-top: clamp(2.5rem, 6vw, 4.5rem) }

/* ---------- faq ---------- */
.home--v11 .v11-faq { display: grid; grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: clamp(2rem, 5vw, 4rem); align-items: start }
.home--v11 .v11-faq > * { margin-left: 0 !important; margin-right: 0 !important }
.home--v11 .v11-faq .v11-head { position: sticky; top: 1.5rem; margin-bottom: 0 }
.home--v11 .v11-faq-contact { display: flex; flex-wrap: wrap; gap: 0.5rem 1.5rem; font-size: 0.82rem }
#home.home--v11 .v11-faq-contact a:hover { color: var(--v11-accent) }
.home--v11 .v11-faq-list { border-top: 1px solid var(--v11-line) }
.home--v11 .v11-faq-item { border-bottom: 1px solid var(--v11-line) }
.home--v11 .v11-faq-item summary { display: grid; grid-template-columns: auto minmax(0, 1fr) auto; align-items: center; gap: 1rem; padding: 1.15rem 0; cursor: pointer; list-style: none }
.home--v11 .v11-faq-item summary::-webkit-details-marker { display: none }
.home--v11 .v11-faq-no { font-size: 0.68rem; font-weight: 800; color: var(--v11-muted) }
.home--v11 .v11-faq-q { font-size: 0.92rem; font-weight: 500; line-height: 1.4; transition: color .2s ease }
.home--v11 .v11-faq-item[open] .v11-faq-q,
.home--v11 .v11-faq-item summary:hover .v11-faq-q { color: var(--v11-accent) }
.home--v11 .v11-faq-plus { position: relative; width: 1rem; height: 1rem; flex: none }
.home--v11 .v11-faq-plus::before,
.home--v11 .v11-faq-plus::after { content: ''; position: absolute; left: 0; top: 50%; width: 100%; height: 0.1rem; margin-top: -0.05rem; background: var(--v11-accent); transition: transform .25s ease }
.home--v11 .v11-faq-plus::after { transform: rotate(90deg) }
.home--v11 .v11-faq-item[open] .v11-faq-plus::after { transform: rotate(0) }
.home--v11 .v11-faq-item p { padding: 0 2rem 1.25rem calc(1rem + 1.6rem); font-size: 0.82rem; line-height: 1.65; color: var(--v11-muted) }
#home.home--v11 .v11-faq-item a { color: var(--v11-accent); text-decoration: underline; text-underline-offset: 0.1875rem }

/* ---------- footer ---------- */
#home.home--v11 .site-footer { background: #141414; color: rgba(255, 255, 255, .5) }
#home.home--v11 .footer-inner { max-width: var(--v11-max); padding-left: var(--v11-gut); padding-right: var(--v11-gut) }
#home.home--v11 .footer-col h3 { color: var(--v11-accent) }
#home.home--v11 .footer-legal { border-top-color: var(--v11-line) }
#home.home--v11 .site-footer a { text-decoration: underline; text-underline-offset: 0.1875rem }

/* ---------- funnel step titles ----------
   1.tpl tags the funnel container with .funnel--v11, and v11.tpl has already loaded Unbounded. */
#funnel-view.funnel--v11 .step__title { font-family: 'Unbounded', 'DM Sans', system-ui, sans-serif; font-weight: 800; letter-spacing: -0.03em }
#funnel-view.funnel--v11 .step__title small { font-family: 'DM Sans', system-ui, sans-serif; font-weight: 400; letter-spacing: 0 }

/* ---------- responsive ---------- */
@media (max-width: 900px) {
  /* The lede no longer fits beside the second word: it drops below the stage. */
  .home--v11 .v11-stage { --pw: clamp(10rem, 44vw, 17rem); --ws: clamp(2.6rem, 15vw, 8rem); --sh: calc(var(--pw) * 1.4) }
  .home--v11 .v11-w1 { top: 26% }
  .home--v11 .v11-w2 { top: 58% }
  .home--v11 .v11-hero-copy { width: auto; max-width: 30rem; margin: calc(var(--sh) + 1.5rem) 0 0; padding: 0 var(--v11-gut) }
  .home--v11 .v11-stage--market { --pw: clamp(10rem, 50vw, 16rem); --ws: clamp(2rem, 10.5vw, 5.5rem) }
  .home--v11 .v11-est-grid { grid-template-columns: minmax(0, 1fr) }
  #home.home--v11 #estimator .v11-est-out { order: -1; width: min(100%, 26rem); margin: 0 auto }
  .home--v11 .v11-est-inputs,
  .home--v11 .v11-est-aside { padding-top: 0 }
  .home--v11 .v11-figs { grid-template-columns: minmax(0, 1fr) }
  .home--v11 .v11-faq { grid-template-columns: minmax(0, 1fr) }
  .home--v11 .v11-faq .v11-head { position: static }
}
@media (max-width: 640px) {
  .home--v11 .v11-header { grid-template-columns: auto 1fr; }
  .home--v11 .v11-brand { align-items: flex-end }
  .home--v11 .v11-burst--hero { width: 4rem; right: 0.75rem }
  /* Steps stack in one column; shorter icon frames, and the zigzag swirl (drawn for the two-column
     stagger) is hidden. */
  .home--v11 .v11-steps { grid-template-columns: minmax(0, 1fr); gap: 2.5rem }
  .home--v11 .v11-step:nth-child(even),
  .home--v11 .v11-step:nth-child(3) { margin-top: 0 }
  .home--v11 .v11-step-img { aspect-ratio: 3 / 1 }
  .home--v11 .v11-ico { width: 30% }
  .home--v11 .v11-swirl { display: none }
  .home--v11 .v11-tag { max-width: none }
  .home--v11 .v11-quotes { grid-template-columns: minmax(0, 1fr) }
}